Make a buy-to-let investment in France, wherever you are
Living abroad? Build a profitable property portfolio in France, fully remotely and turnkey. From the property search to property management, Covesta takes care of everything while you are abroad.
Why invest in France from abroad?
French rental property remains one of the most solid investments for expats: a resilient market, mortgage leverage and income in euros to prepare for the future.
Assets in euros
Secure your savings in a stable currency and a resilient property market, sheltered from fluctuations in your country of residence.
Mortgage leverage
Borrow in France to multiply your investment capacity: your tenants repay a large part of your loan.
Prepare your return
Build today the property you will live in tomorrow, or additional income for your future move back.
Diversify from abroad
Add tangible, income-producing property to your allocation, without depending solely on your country's financial markets.
Turnkey support, remotely
Investing in France from abroad should never be an obstacle course. We remove every hurdle, from financing to management.
Fully remote
Video viewings, electronic signature, notarised power of attorney: you invest without ever having to travel to France.
Non-resident mortgage
Our partner banks lend to expats, whatever your country of residence, with a structure suited to your situation.
Delegated property management
Tenant search, rent collection, maintenance, accounting follow-up: everything is handled for you, in your absence.
Clear tax guidance
LMNP, actual regime, tax treaties: we explain the key principles and refer you to accountants experienced with non-residents.
How does it work?
Six steps, no travel. You approve, we execute.
Call & strategy
An initial video meeting to define your objective, your budget and your borrowing capacity as a non-resident.
Search & selection
We identify and negotiate the best rental opportunities, with a full profitability analysis for each property.
Financing
We prepare your non-resident mortgage application with our French partner banks and secure the best terms.
Remote purchase
Electronic signature and notarised power of attorney: the acquisition completes without travel, wherever you are in the world.
Works & furnishing
We coordinate the renovation with vetted contractors, who carry out the works under their guarantees, then handle the complete furnishing of the property.
Property management
Letting and full management: you receive your rents, we take care of everything else while you are abroad.
Non-resident taxation
Your French-source rental income is taxed in France, with a minimum tax rate and social levies that depend on your country of residence and the applicable tax treaty. LMNP status remains available to non-residents. We refer you to specialist accountants to validate your situation.
Understand the tax rulesNon-resident mortgage
Many French banks lend to expats. With a deposit generally between 20 and 30% and stable income, we prepare your application with our partners experienced in international profiles.
Simulate your financingFrequently asked questions
Everything expats and non-residents need to know before investing in France.
Can an expat or non-resident invest in property in France?+
Yes, absolutely. No nationality or residence condition applies to buying property in France. Expats and non-residents can acquire, let and obtain a French mortgage, including remotely through a notarised power of attorney.
Can a non-resident obtain a mortgage?+
Yes. Several French banks lend to non-residents, generally with a deposit of 20 to 30% and documented stable income. Our partner banks are used to expat applications, whatever your country of residence.
How can I buy a property in France remotely, without travelling?+
The entire process can be handled remotely: viewings by video call or video, electronic signature of documents and a notarised power of attorney for the deed. You do not need to come to France at any stage of the process.
How is a non-resident's rental investment taxed?+
French-source rental income is taxed in France, with a minimum tax rate and social levies that vary according to your country of residence and the applicable tax treaty. LMNP status remains available to non-residents. As every situation is specific, have it validated by an accountant experienced in international cases.
Why invest in France when you live abroad?+
Investing in France lets you build assets in euros, prepare your return, benefit from mortgage leverage and a solid rental market. It is also a regular additional income, managed for you while you are abroad.
Ready to invest in France from abroad?
Talk to our team free of charge and receive an initial study of your project, tailored to your country of residence.
No commitment · Reply within 48 hours
To prepare your project: test your assumptions with our yield simulator and discover our approach to property investment.