The data-driven blog on property investment
Data-backed analysis, dynamic charts, feedback from the field. No vague opinions, only data and defensible projections to guide your wealth decisions.
All our articles
Analysis & guides
Articles enriched with interactive charts and verifiable sources (INSEE, COR, Notaires de France).
The new Jeanbrun scheme explained: houses, works threshold, energy-inefficient homes, what the Lecornu government wants to change.
Seven months after coming into force, the Jeanbrun scheme is already being rewritten. The bill on the revival and decentralisation of housing, voted in committee at the National Assembly on 22 September, opens depreciation to older houses, lowers the works threshold and reopens the letting of F- and G-rated homes under conditions. What is settled, what remains to be voted, and what this changes for an investor.
How can Covesta help you manage your property? Our tasks, one by one.
Finding the right tenant, drawing up the lease, collecting and transferring the rents, keeping the accounts, handling arrears and claims, keeping your file up to date: here is precisely what a Covesta property manager does, month after month, and what it costs you.
Unfurnished lease, furnished lease, Civil Code lease: the contract you sign decides your taxation.
Three contracts to let the same home, three legal frameworks, and above all three tax treatments that have nothing in common. A 30% or 50% allowance, property deficit or depreciation, 17.2% or 18.6% in social levies: the choice of lease commits your rents for years. Here is what each contract involves, and how to choose.
Paris is short of homes to rent. Why supply has collapsed, and where it is being rebuilt.
727 applications per listing at the start of the academic year, a private rental stock that has been shrinking for fifteen years, supply still 25% below its 2019 level: Paris is experiencing a rental shortage without equivalent in France. The causes are known and they compound one another. Meanwhile, the inner and outer suburbs are gaining homes to rent.
Rent control: scheduled to end on 23 November 2026. What its track record really says.
Without a vote in Parliament by the autumn, rent caps will disappear from Paris, Lille, Lyon and Montpellier. The report submitted to the government last May measures a real but modest fall in rents, and points to a scheme that is poorly complied with and poorly targeted. An explanation of the mechanism, a critical reading, and what it changes for a landlord.
Airbnb: regulation is tightening everywhere. Why long-term letting is once again the safest strategy.
Mandatory national registration, a tax allowance cut, heavier fines, caps on nights lowered municipality by municipality: in Paris, Lille or Montpellier, furnished tourist accommodation (meublé de tourisme) now demands constant vigilance. Long-term letting, for its part, creates housing, lightens operating costs and secures income.
Unpaid rent: the time allowed to the tenant falls from two months to six weeks
A decree of 6 July 2026 shortens the period for settling arrears after a formal demand for payment (commandement de payer). Applicable to leases signed or renewed from 1 October 2026, it makes the termination clause (clause résolutoire) enforceable two weeks earlier. What it really changes for a landlord, and what it does not.
12 applicants for a single flat. This is what the start of the 2026 academic year looks like.
Around 12 applicants per listing in Paris, 9 in Lyon, 7 in Montpellier: pressure on student rentals is reaching record levels and rents are rising again. Behind this crisis lies a market signal that few investors exploit properly, and a response that is gaining ground: the house share (colocation).
Paris 20th: a turnkey studio, already furnished and renovated, at a yield of close to 6.3%
Investing in inner Paris with no works, no furnishing to plan and no vacancy: this 15.7 m² studio in the 20th arrondissement, already renovated, furnished and ready to let, illustrates turnkey buy-to-let investment. A property that produces income from the moment the keys are handed over.
French nationals abroad: why (and how) to invest in property in France
Close to 2.5 million French people live outside our borders. For them, buy-to-let property in France remains the most solid investment: assets in euros, the leverage of credit and an income to prepare for their return. Here is how to invest, even thousands of kilometres away.
Funding your own retirement through property: why act now
French demographics are turning: fewer workers, more pensioners. The pay-as-you-go system alone will no longer be enough to maintain your standard of living. Buy-to-let property is today the most effective lever for building a funded retirement of your own.
DPE 2025: what the ban on letting G-rated homes changes
Since 1 January 2025, homes rated G on the DPE (the French energy performance certificate) can no longer be offered for letting in France. An overview of the consequences for landlords and the opportunities for investors.
LMNP under the actual regime or micro-BIC: which option to choose in 2026?
LMNP status (non-professional furnished letting) offers two tax regimes: micro-BIC, with a flat-rate 50% allowance, or the actual regime (régime réel), which allows expenses and depreciation to be deducted. A costed comparison over 10 years.
Regional property markets: where to invest in 2026?
After two years of correction, the regional markets are stabilising. A comparative analysis of price trends, rental yields and demographic dynamics in the main French metropolitan areas.
Property and inflation: does bricks and mortar really protect you?
Over 30 years, has French property protected savers against monetary erosion? A perspective set against cumulative inflation and the main alternative investments.
Property financing in 2026: lending criteria and optimisation strategies
After the peak in rates in 2023-2024, the banks have turned the credit tap back on. Average rates, loan terms, deposit requirements: an overview of current conditions and advice on optimising your application.
Going further
Would you like the support of the experts who write these analyses?
We bring the same rigour to selecting and managing your properties. First meeting free of charge, with no obligation.
Start my project